1. Acceptance of Terms
By accessing or using Wekeza's website (www.wekeza.com), mobile applications, or any related services (collectively, the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Platform.
These Terms constitute a legally binding agreement between you and Wekeza Holdings, Inc. ("Wekeza", "we", "our", or "us"), located at 1441 Broadway, 5FL PMB 5084, New York, NY 10018.
2. Eligibility
To use the Platform, you must:
- Be at least 18 years of age
- Be a resident of the United States
- Have the legal capacity to enter into a binding agreement
- Not be prohibited from using financial services under applicable law
3. Account Registration
To access certain features of the Platform, you must create an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Keep your password confidential and secure
- Notify us immediately of any unauthorized use of your account
- Accept responsibility for all activities that occur under your account
4. Services Offered
Wekeza provides the following services through the Platform:
Financial Education
Financial education content and resources
U.S. Investments
Access to U.S. publicly traded company investments (NYSE and Nasdaq) via fractional and whole shares
Brokerage Access
Brokerage trading access at US$1.00/month plus US$1.00 per trade
Multilingual Resources
Multilingual financial literacy resources for the African diaspora community
Expert Guidance
Expert advisor referrals and financial guidance
5. Fees & Payments
By subscribing to Wekeza's brokerage trading access, you agree to:
- Pay US$1.00 per month for platform access
- Pay US$1.00 per trade executed on the platform
- Authorize recurring billing as applicable to your subscription
6. Investment Risks & Disclaimers
Investing in securities involves risk, including the potential loss of principal. Past performance is not a reliable indicator of future results, which may vary.
- Wekeza does not provide personalized investment advice
- All investment decisions are made solely by the user
- Financial education content is for informational purposes only
- Wekeza is not responsible for investment losses
7. Intellectual Property
All content on the Platform, including text, graphics, logos, images, and software, is the property of Wekeza Holdings, Inc. or its content suppliers and is protected by applicable intellectual property laws.
- All logos used on the Platform are the respective intellectual property of their copyright holders
- You may not reproduce, distribute, or create derivative works without our written permission
- The Wekeza™ trademark is owned by Wekeza Holdings, Inc.
8. Prohibited Activities
You agree not to engage in any of the following activities:
- Using the Platform for any unlawful purpose
- Attempting to gain unauthorized access to any part of the Platform
- Transmitting harmful, offensive, or fraudulent content
- Impersonating any person or entity
- Using automated tools to scrape or collect data from the Platform
- Engaging in market manipulation or fraudulent trading activities
9. Third-Party Services
The Platform may contain links to or integrations with third-party websites and services, including brokerage services provided by Choice Trade. Wekeza is not responsible for:
- The content, privacy practices, or actions of third-party services
- Any losses or damages resulting from your use of third-party services
- The availability or accuracy of third-party content
10. Privacy Policy
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at www.wekeza.com/privacy-policy to understand our data practices.
11. Limitation of Liability
To the maximum extent permitted by law, Wekeza Holdings, Inc. shall not be liable for:
- Any indirect, incidental, special, or consequential damages
- Loss of profits, revenue, data, or business opportunities
- Investment losses arising from use of the Platform
- Interruption or unavailability of the Platform
12. Disclaimer of Warranties
The Platform is provided on an "as is" and "as available" basis without warranties of any kind. Wekeza does not warrant that:
- The Platform will be uninterrupted or error-free
- Any defects will be corrected
- The Platform is free of viruses or harmful components
- Investment information is accurate, complete, or current
13. Termination
We reserve the right to suspend or terminate your access to the Platform at any time, with or without notice, for any reason including:
- Violation of these Terms
- Fraudulent or illegal activity
- Non-payment of applicable fees
- Requests by law enforcement or government agencies
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.
15. Changes to Terms
We reserve the right to update or modify these Terms at any time. We will notify you of significant changes by email or through the Platform. Your continued use of the Platform after such changes constitutes your acceptance of the updated Terms.
16. Contact Us
If you have any questions about these Terms of Service, please contact us:
Wekeza Holdings, Inc.
1441 Broadway, 5FL PMB 5084
New York, NY 10018
New York, NY 10018